Holiday Loan

_{*APR = Annual Percentage Rate. Subject to credit approval. Not all applicants will qualify. Rate effective as of 11/1/24 and is subject to change without notice at any time. Loan amount of up to $2,400 and terms up to 24-months. Offer valid from 11/1/24 – 1/31/25. Payment Example: $2,400 Holiday Loan at 10.24% APR for 24 months equals a monthly payment of $111.00. Membership eligibility required. Federally Insured by NCUA. Equal Housing Lender.}

_{**Holiday Loan Sweepstakes Rules: Prize: Winner will receive full credit for the balance of their TLCCU Holiday Loan in an amount up to $2,400.00. How to Enter: Each Holiday loan closed at any TLCCU Office between 11/1/24 – 1/31/25 will earn one (1) entry into the loan payoff sweepstakes. One (1) Holiday Loan per individual allowed, and one (1) entry into the loan payoff sweepstakes per individual. The minimum loan amount required to earn a sweepstakes entry is $500. Loans with multiple borrowers will only be eligible to earn one (1) entry. Selection: One (1) winner will be randomly selected from qualifying entries at the credit union main office located at 3030 S. Adrian Highway, Adrian, MI 49221, between February 1, 2025, and February 15, 2025. The winner will be notified by phone and/or email by 2/15/25. If the winner does not respond to the phone or email notification within seven (7) days, another winner will be chosen at random. Odds: Chances of Winning will vary depending upon the number of entries. The dollar amount of the original loan will not affect the chances of winning. Eligibility: Void where prohibited. Must be 18 or older to enter, a Member in Good Standing at TLCCU, and a legal citizen of the United States. Employees of TLCCU and their immediate family members are not eligible for this loan payoff sweepstakes. Misc.: All taxes are the responsibility of the winner. At its sole discretion, TLCCU reserves the right to terminate or suspend the sweepstakes at any time for any reason.}