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Visa® Credit Cards
Get the credit you deserve
Credit cards are a go-to financial tool. Our card is packed full of extra benefits for everyday life.
- Rates as low as 9.95% APR
- No annual fee
- Emergency cash and card replacement
- Visa® 911 assistance services
- Over-the-limit access is available
TLC Community Credit Union is a licensed partner of Visa® 2024.
Jump to:
- Lost or Stolen Card
- TLC Rewards Program
- Mobile Pay
- TLC Card Control
- Over-the-Limit Access
- Visa Credit Card Guide to Card Benefits
- Other Loan Options
Here's everything you need to know about using our credit cards.
VISA® CREDIT CARD BENEFITS
Cellular Telephone Protection
Hotel Theft Protection
Reimbursement up to $1500. When you use your covered TLC card to pay for a hotel room in the U.S. or Canada, Hotel Theft Protection can provide reimbursement for personal belongings stolen from your room. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 554-1275
Lost Luggage Reimbursement
Reimbursement up to $3,000. When you use your covered TLC card to purchase a common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the common carrier. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 757-1274
ID Navigator Powered by NortonLifeLock™
Tools to help you act quickly if your personal data is threatened. No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.
Price Protection
Reimbursement up to $1,000 if you buy an eligible item with your covered TLC card and find the same identical item advertised for less within 60 days of purchase, you can be reimbursed for the difference in price. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 553-7520
Purchase Security and Extended Protection
Reimbursement up to $1,000. Purchase Security provides reimbursement up to $1,000 for eligible items you buy with your TLC card for damage or theft within 90 days of your purchase. Extended Protection will add up to one additional year of coverage to your existing U.S. manufacturer’s warranty of three years or less. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 848-1943
Return Protection
Reimbursement up to $250.00. You can be reimbursed up to $250 for an eligible item if you are dissatisfied with your purchase and the merchant will not accept the return within the first 90 days of purchase. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. (800) 565-8472
Roadside Dispatch
Roadside Dispatch provides emergency roadside assistance, towing and locksmith services. You pay a set fee per service call. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to Guide to Benefits(Opens in a new Window) for further details. (800) 847-2869
Travel Accident Insurance
Reimbursement up to $250,000. When you purchase your common carrier ticket with your eligible TLC card you can receive accidental death and dismemberment coverage. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details.
Travel Emergency Assistance Services
Provides medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details. In the U.S. (800) 992-6029 Outside the U.S. (804) 673-1675
Trip Cancellation / Trip Interruption
Reimbursement up to $5,000. When you purchase your travel ticket with you eligible TLC card and you must cancel or interrupt your trip, you can be reimbursed for the non-refundable cost of the common fare. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered TLC card to secure transactions. Please refer to your Guide to Benefits for further details.